Structured Debt & Equity Financing Since 1984
TYPE OF SERVICE
Harnessing the power of our expansive capital network, our cutting-edge AI-driven lender correspondence and analysis strategies, and our unwavering team of dedicated professionals, we offer a suite of sophisticated financing solutions.
Consequently, we establish ourselves as the trusted partner for our clients, operating as their dedicated chief financial strategist. Our unwavering commitment to their success drives the expansion and prosperity of their unique platforms, enabling them to achieve remarkable growth and unlock their true potential.
For properties that are stabilized or nearing stabilization, permanent loans provide an excellent financing option. These loans can be structured with fixed periods ranging from 3 to 15 years and offer amortization schedules ranging from 15 to 30 years. Fixed rate loans are typically priced based on the Treasury bill or Swap index, while floating rate loans are priced based on the Wall Street Journal prime rate or LIBOR index. Loan-to-value ratios vary depending on the product type and capital source, with senior loans typically capped at 75-85% of the appraised value. The application process is streamlined, with closings typically taking place within 30 to 60 days.
When properties are not quite ready for permanent financing, bridge financing, also known as interim loans, provides short-term funding solutions. Bridge loans are commonly used to seize short-term opportunities or fund property rehabilitation. These loans have terms that usually range from 12 to 36 months and can provide leverage of up to 90% of the property cost. In many cases, bridge loans offer interest-only repayment options and are priced based on the Wall Street Journal prime rate or LIBOR index. Past closings have been completed in as little as 30 days from the application date.
Construction financing plays a crucial role in adding significant value to collateral. These loans are often utilized to refinance or acquire land, as well as to finance ground-up developments. Leverage for construction projects can reach up to 80% of the total project cost, with pricing typically tied to the Wall Street Journal prime rate or LIBOR index. Loan terms typically span from 12 to 36 months. Smaller projects usually require a personal guarantee, while larger requests can sometimes be arranged without a personal guarantee, subject to a completion guaranty. Closings for construction financing vary from 30 to 90 days from the application date.
Onboarding with our team
5. Ongoing Support
Finally, We continue to work with our clients beyond the initial financing, providing ongoing support and advice as needed throughout the life of their project. We stay in touch with our clients and provide regular updates on market conditions and financing options that may be of interest to them.
DEDICATED RESOURCE MODEL
Experience the incredible capabilities of our personnel.
Our team is designed for seamless collaboration, enabling us to promptly and efficiently utilize our resources to discover innovative strategies for our clients and consistently generate momentum for deals. This unique team setup empowers us to excel in complex transactions, setting us apart from our competitors who face limitations in leveraging shared firm resources for underwriting, packaging, marketing, and closing.
- Specialty Firm (Debt Funds)
- Banks (Foreign & Domestic)
- Insurance Companies (Foreign & Domestic)
- Private Equity
- Hedge Funds
- Family Office
- Crowd Sourcing
- Agencies (Fannie, Freddie, HUD)
- Credit Unions